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Nov. 26th, 2013 08:30 pm![[personal profile]](https://www.dreamwidth.org/img/silk/identity/user.png){kind=small}
rhia_starsongIt's a good sign when they start giving you more work, right? I'm kind of brain dead these days after working on SBA liquidation plans. The trouble is, they're long and not all that complicated unless you haven't been working on that loan very long (at all). So I'm taking loans that I have maybe a passing familiarity with and am trying to detail our plan to liquidate the assets left, how the borrowers got into the state they're in, etc. Fascinating, but very time-consuming and filled with 'I have no idea if that's what they're looking for, but whatever' moments.
Right now I'm working on one where the obligors haven't given us any financial information (P&L statements, balance sheets, nothing) since loan origination in 2006. And of course, since they're tens of thousands of dollars behind on their loan and also in delinquent property taxes up to their eyes (the IRS actually froze their accounts at one point), they're no longer talking to us. So I'm having to guesstimate whether these people have anything other than the houses they put up as collateral for us to bother with. It doesn't look like it.
But. I have done one of these and have another to follow. That's good, right? I sure hope so!
At home, we went and got our Christmas tree on Saturday last, and got it up and all the 10,000-plus lights on it on Sunday (around watching the too-exciting Panthers game!). Nice, but then that night we discovered the tree stand had been leaking onto our carpet (it went right through the protective mat) all day. So the tree was sitting in the middle of the living room the last few days, waiting for the carpet to dry. Dad had to pick the thing up, lights and all, to get it out of the stand and into the new one. I went out on Sunday night to Lowe's to get a new one at 7:30 and it was already below freezing! I want hazard pay for this. ;)
Mom and Dad are headed out of town this weekend, which is why we were in a bit of a hurry to get the lights on, as it takes both me and Mom to do it. But the tree is the only decoration we've managed to get up so far. I think it's going to go a lot slower this year with me working.
How are you doing, dear flisters? It's been raining here since last night; the kind of really cold soaking (hovering around freezing or just above all day) that makes it miserable out. I nearly hydroplaned off the road on the way in this morning, but lived to tell about it.
Right now I'm working on one where the obligors haven't given us any financial information (P&L statements, balance sheets, nothing) since loan origination in 2006. And of course, since they're tens of thousands of dollars behind on their loan and also in delinquent property taxes up to their eyes (the IRS actually froze their accounts at one point), they're no longer talking to us. So I'm having to guesstimate whether these people have anything other than the houses they put up as collateral for us to bother with. It doesn't look like it.
But. I have done one of these and have another to follow. That's good, right? I sure hope so!
At home, we went and got our Christmas tree on Saturday last, and got it up and all the 10,000-plus lights on it on Sunday (around watching the too-exciting Panthers game!). Nice, but then that night we discovered the tree stand had been leaking onto our carpet (it went right through the protective mat) all day. So the tree was sitting in the middle of the living room the last few days, waiting for the carpet to dry. Dad had to pick the thing up, lights and all, to get it out of the stand and into the new one. I went out on Sunday night to Lowe's to get a new one at 7:30 and it was already below freezing! I want hazard pay for this. ;)
Mom and Dad are headed out of town this weekend, which is why we were in a bit of a hurry to get the lights on, as it takes both me and Mom to do it. But the tree is the only decoration we've managed to get up so far. I think it's going to go a lot slower this year with me working.
How are you doing, dear flisters? It's been raining here since last night; the kind of really cold soaking (hovering around freezing or just above all day) that makes it miserable out. I nearly hydroplaned off the road on the way in this morning, but lived to tell about it.
